Deductibles and Co-pays

For those who is seeking out to understand how to reduce financial loss in that complicated  medical insurance system in the USA, would probably like to learn a little bit about the terms meaning.

Thanks to for the explanation.

A co-payment, or co-pay, is the flat amount you pay at the time of a medical service or to receive a medication. Each health insurance plan establishes these fees up front — they are often printed on your health insurance card. Insurance companies use these co-pays in part to share expenses with you. In addition to cutting a small portion of the costs, the co-pay is also used to prevent people from seeking care for every trivial medical condition they might encounter. (more…)

Be careful with Neti – nasal saline irrigation

Warning About Proper Use of Neti Pots


Neti pots and other forms of nasal saline irrigation have been shown to be beneficial for various nasal and sinus symptoms. The Louisiana Department of Public Health issued a warning following the death of 2 Louisiana residents who died from a very rare brain infection caused by the amoeba Naegleria fowleri. This infection can occur when water containing the amoeba enters the nose, but not when the same water is taken by mouth. Louisiana state health officials recommend using distilled, sterile, or previously boiled water for neti pot use. They also recommend rinsing the neti pot after each use, then leaving it open to air dry. More info …